Dental Insurance

Employee benefits are an important factor to any
business in hiring and retaining a good work force.
Every south Florida business should review periodically
their employee benefit health insurance plan to ensure
that this major expense continues to offer the highest
quality group dental insurance.

We work with only the most dependable insurance
companies in providing your large or small south Florida
business with group dental insurance, including voluntary
benefits (section 125 plans) that you and your employees
can select and pay for on a pre-tax basis. We also will
assist your benefit administrator in answering employees
questions and requests pertaining to dental insurance.

Group Dental Insurance Plan Overview

* Premium Products, traditional indemnity plans

* Dental Basics, cost-containment plan covering the
essentials

* Small Group Dental for groups of 3-9, a trust plan
with managed care & vision options

* Two-Tier, offering both PPO/in-panel and non-
PPO/out-of-panel coverage

* Maximum Allowable Charge /Managed Care /PPO

Preventive and Basic Procedures Only

Group Dental Insurance Plan Features

* Efficient & accurate claims processing

* Claim allowance options include Usual, Customary and Reasonable;
Median Series; Scheduled; Maximum Allowable Charge

* Preventive procedures include cleanings, x-rays, exams, fluoride treatment

* Basic procedures include fillings, extractions, oral surgery, periodontics
(gum disease), endodontics (root canal)

* Major procedures include full and partial dentures, crowns, inlays

* Orthodontic benefits available on most plans

* Takeover provisions available for qualifying groups with prior dental
coverage

* Coverage for space created by previous extractions available for
qualifying groups

* Maximum options range from $500 to $2,500 annually

* Deductible options available up to $250, may be waived for Preventive

* Co-insurance options include 100%-80%-50% (Preventive, Basic,
Major)

* Incentive co-insurance option requires a set of three or four-step
percentages such as 70%-80%-90%-100% where insureds begin at the
lowest level and work their way up.

Insurance Benefit Agency, Inc.

Florida Group Dental Insurance Specialists

South Florida Group Dental Insurance

We provide affordable group dental insurance services to the following south
Florida cities and counties: Miami-Dade County, Broward County, Palm Beach
County, Coral Gables, Kendall, Richmond Heights, Pinecrest, Howard, Coral
Way Village, Westchester, Westwood Lakes, Brownsville, Sweetwater, Key
Biscayne, North Bay Village, Miami Beach, Miami Springs, Virginia Gardens,
Hialeah, El Portal, Miami Shores, Indian Creek, Surfside, Bal Harbour, North
Miami, Biscayne Park, Pinewood Park, Opa Locka, Bunche Park, Hialeah
Gardens, Palm Springs North, Carol City, Miami, Norland, Ojus, Miami Lakes,
Biscayne Gardens, Hallandale, Sunny Isles Beach, Golden Beach, Aventura,
Uleta, Miramar, Pembroke Pines, North Miami Beach, Hallandale Beach, Ives
Estates, Pembroke Park, Hollywood, Dania Beach, Cooper City, Davie, Weston,
Plantation, Playland Isles, Melrose Park, Lauderhill, Sunrise, Tamarac, Fort
Lauderdale, Wilton Manors, Oakland Park, Lauderdale Lakes, Sea Ranch Lakes,
Pompano Beach, Margate, Coral Springs, North Lauderdale, Lighthouse Point,
Hillsboro Beach, Coconut Creek, Deerfield Beach, Boca Raton, The Hamptons,
Highland Beach, Boca West, Delray Beach, Boca Pointe, Boynton Beach,
Lantana, Rainbow Lakes, Atlantis, Lake Worth, South Palm Beach, Palm
Springs, Greenacres, Wellington, Haverhill, Palm Beach, Golden Lakes, Riviera
Beach, Glen Ridge, West Palm Beach, Lake Park, Royal Palm Beach, Jupiter,
Juno Beach, North Palm Beach, Loxahatchee, Belle Glade, Palm Beach Shores,
South Miami, Cutler Ridge, Princeton, Perrine, Naranja, Homestead, Florida City,
Leisure City, Key Largo, Tavernier, Islamorada, Key Colony Beach, Marathon,
Big Pine, Summerland Key, and Key West, FL.

"Your local South Florida group dental insurance agent specialist!"

Click on the link below to fill out a quote form for an employee benefit
dental insurance plan that will provide first class dental insurance
coverage at an affordable cost for your south Florida businesses most
important assets, your employees. Or call us toll free at 1-866-454-
9555 to discuss the features.