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In choosing a long term care insurance policy you
should look for the features mentioned below.
Stable Premiums: Premiums that will not be influenced
by any change in your age or health, and will not change during the life of the policy. Insurance companies do reserve the right to change rates on a statewide basis. You should ask whether a company has a track record of raising rates.
Guaranteed Renewable: The insurance company can't
cancel the long term care insurance policy unless you fail to pay the premium.
Covers Mental Conditions: Covers mental and
nervous conditions due to any organic brain disease, including Alzheimer's Disease.
Exclusions: Exclusions should be minimal and should
not adversely affect your stated insurance protection goals. |
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No Pre-Existing Conditions: All previous medical
history admitted on the long term care insurance application and is approved for a policy, is of no consequence in the future.
Waiver of Premium: The insurance company allows
you to stop paying premiums once you've begun receiving benefits. There can be waiting periods of up to 90 days before this waiver takes effect, and it may not be available when home health care is purchased. |
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We offer affordable Florida long term care insurance services to the following
south Florida counties and cities: Miami-Dade County, Broward County, Palm Beach County, Coral Gables, Kendall, Richmond Heights, Pinecrest, Howard, Coral Way Village, Westchester, Westwood Lakes, Brownsville, Sweetwater, Key Biscayne, North Bay Village, Miami Beach, Miami Springs, Virginia Gardens, Hialeah, El Portal, Miami Shores, Indian Creek, Surfside, Bal Harbour, North Miami, Biscayne Park, Pinewood Park, Opa Locka, Bunche Park, Hialeah Gardens, Palm Springs North, Carol City, Miami, Norland, Ojus, Miami Lakes, Biscayne Gardens, Hallandale, Sunny Isles Beach, Golden Beach, Aventura, Uleta, Miramar, Pembroke Pines, North Miami Beach, Hallandale Beach, Ives Estates, Pembroke Park, Hollywood, Dania Beach, Cooper City, Davie, Weston, Plantation, Playland Isles, Melrose Park, Lauderhill, Sunrise, Tamarac, Fort Lauderdale, Wilton Manors, Oakland Park, Lauderdale Lakes, Sea Ranch Lakes, Pompano Beach, Margate, Coral Springs, North Lauderdale, Lighthouse Point, Hillsboro Beach, Coconut Creek, Deerfield Beach, Boca Raton, The Hamptons, Highland Beach, Boca West, Delray Beach, Boca Pointe, Boynton Beach, Lantana, Rainbow Lakes, Atlantis, Lake Worth, South Palm Beach, Palm Springs, Greenacres, Wellington, Haverhill, Palm Beach, Golden Lakes, Riviera Beach, Glen Ridge, West Palm Beach, Lake Park, Royal Palm Beach, Jupiter, Juno Beach, North Palm Beach, Loxahatchee, Belle Glade, Palm Beach Shores, South Miami, Cutler Ridge, Princeton, Perrine, Naranja, Homestead, Florida City, and Leisure City, FL |
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"Your local South Florida long term care insurance specialist!"
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Copyright 2003-2010 Insurance Benefit Agency, Inc. - All rights reserved
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Insurance Benefit Agency, Inc.
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Florida Long Term Care Insurance Specialists
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Florida Long Term Care Insurance Features
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Click on the link below to fill out a quote form for a Florida long term
care insurance plan that truly provides first class long term care insurance coverage at an affordable cost. Or call us toll free at 1-866- 454-9555 to discuss the features. |
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Review More Information on Florida
Long Term Care Insurance
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Long Term Care Insurance Features
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Answer a few questions and
we will provide you with a no obligation quote by phone. Choose the FL individual or group insurance coverage you're interested in from a menu above. |
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"Your south Florida
Long Term Care
Insurance Agent"
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Property Underwriters of Florida
Insurance Benefit Agency, Inc.
409 W. Hallandale Beach Blvd.
Suite # 215
Hallandale, Florida 33009
(305) 931-5988
(954) 454-9599
Toll Free: (866) 454-9555
Fax: (954) 843-0313
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