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Let one of our experienced auto insurance specialists
explain the different Liability limits, Comprehensive, Collision, Personal Injury Protection, Medical coverages, and deductibles that are available for you to choose from. We offer affordable truck and car insurance policies from reliable companies that will not raise your premium by 15% after the first year. |
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The value of good automobile insurance often doesn't
become apparent until you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have car insurance coverage you can count on. |
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Covers damage caused to the owners car from a collision caused by another
car or other object. The deductible is the amount you choose to pay upfront (if any) before the auto insurance policy pays. The higher the deductible chosen the lower the collision coverage cost of the auto insurance policy. |
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Covers damage caused to the insured's car (your car) from risks such as theft,
fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the auto insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost of the auto insurance policy. |
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Bodily Injury Liability
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Property Damage Liability
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Damage caused by the insured (you) to someone else's property, such as a
car, fence, or house, is covered through property damage auto insurance coverage. This coverage also assists in protecting you if a lawsuit arises from an accident.
Most states require drivers to carry property damage coverage as a part of
their auto insurance policy. |
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Florida has "no-fault" laws, meaning your auto insurance policy must pay
medical bills for injuries suffered in an auto accident regardless of who caused the accident. |
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80% of medical benefits for all reasonable expenses for necessary medical,
surgical, x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care.) |
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80% of necessary remedial treatment (nursing home care or home nursing care).
60% of disability benefits for any loss of gross income and loss of earning
capacity from inability to work because of an injury suffered in an accident. |
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or
an at-fault driver who has no auto liability insurance. This is not required in Florida. |
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This coverage comes into play when an at-fault driver has auto liability
insurance, but the limit of insurance is inadequate to pay for your damages.
Underinsured Motorist Bodily Injury Insurance Coverage
This type of auto insurance coverage pays for your medical expenses,
lost wages, and other damages when you or your passengers are injured in an accident caused by a driver who has insufficient auto insurance coverage. The auto insurance coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. This is not a required coverage in Florida. |
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Underinsured Motorist Property Damage Insurance Coverage
Protects you if your car is damaged in an accident caused by a driver
who has insufficient auto insurance coverage. This coverage pays the difference between the coverage limit you select and the other driver's property damage coverage limit. This is not a required coverage in Florida. |
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We offer affordable Florida car insurance premiums to the following south
Florida counties and cities: Miami-Dade County, Broward County, Palm Beach County, Coral Gables, Kendall, Richmond Heights, Pinecrest, Howard, Coral Way Village, Westchester, Westwood Lakes, Brownsville, Sweetwater, Key Biscayne, North Bay Village, Miami Beach, Miami Springs, Virginia Gardens, Hialeah, El Portal, Miami Shores, Indian Creek, Surfside, Bal Harbour, North Miami, Biscayne Park, Pinewood Park, Opa Locka, Bunche Park, Hialeah Gardens, Palm Springs North, Carol City, Miami, Norland, Ojus, Miami Lakes, Biscayne Gardens, Hallandale, Sunny Isles Beach, Golden Beach, Aventura, Uleta, Miramar, Pembroke Pines, North Miami Beach, Hallandale Beach, Ives Estates, Pembroke Park, Hollywood, Dania Beach, Cooper City, Davie, Weston, Plantation, Playland Isles, Melrose Park, Lauderhill, Sunrise, Tamarac, Fort Lauderdale, Wilton Manors, Oakland Park, Lauderdale Lakes, Sea Ranch Lakes, Pompano Beach, Margate, Coral Springs, North Lauderdale, Lighthouse Point, Hillsboro Beach, Coconut Creek, Deerfield Beach, Boca Raton, The Hamptons, Highland Beach, Boca West, Delray Beach, Boca Pointe, Boynton Beach, Lantana, Rainbow Lakes, Atlantis, Lake Worth, South Palm Beach, Palm Springs, Greenacres, Wellington, Haverhill, Palm Beach, Golden Lakes, Riviera Beach, Glen Ridge, West Palm Beach, Lake Park, Royal Palm Beach, Jupiter, Juno Beach, North Palm Beach, Loxahatchee, Belle Glade, Palm Beach Shores, South Miami, Cutler Ridge, Princeton, Perrine, Naranja, Homestead, Florida City, and Leisure City, FL |
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Florida Car Insurance Policy Coverage
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"Your local south Florida car insurance agent specialist!"
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Copyright 2003-2010 Insurance Benefit Agency, Inc. - All rights reserved
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Insurance Benefit Agency, Inc.
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Florida Car Insurance Policy Specialists
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Click on the link below to fill out a quote form for a Florida
car insurance policy that will provide first class car insurance coverage at an affordable cost. Or you can call us toll free at 1-866-454-9555 to discuss the policy features in more detail. |
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Learn more about Florida car insurance
coverage options below! |
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10/20/10 10=$10,000 - 20=$20,000 - 10=$10,000
First number = bodily injury liability maximum for one person injured in
an accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
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Florida liability coverage limits:
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Covers you for the treatment of injuries to the passengers of your car.
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Example of uninsured motorist limits:
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100/300 100=$100,000 - 300=$300,000
First number = uninsured motorist maximum for one person injured
in an accident.
Second number = uninsured motorist maximum for all injuries in one
accident. |
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Benefits Provided:
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Answer a few questions and
we will provide you with a no obligation quote by phone. Choose the FL individual or group insurance coverage you're interested in from a menu above. |
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"Your Miami, Florida
Area Car Insurance Agent"
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Request a Quote Here!
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Individual Insurance
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Injuries that you (insured) cause to someone else is covered under this part of an
auto insurance policy. This is not required in Florida unless you displayed a financial irresponsibility following an accident. The minimum liability insurance coverage available for purchase in Florida is 10/20 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the minimums listed below. Contact us at 1-866-454-9555 to discuss what liability coverage amounts you require to meet your family and personal needs. |
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Property Underwriters of Florida
Insurance Benefit Agency, Inc.
409 W. Hallandale Beach Blvd.
Suite # 215
Hallandale, Florida 33009
(305) 931-5988
(954) 454-9599
Toll Free: (866) 454-9555
Fax: (954) 843-0313
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Click on the link below to fill out a quote form for a Florida car
insurance policy that will provide first class car insurance coverage at an affordable cost. Or you can call us toll free at 1-866-454-9555 to discuss the policy features. |