Florida Condominium Association Insurance
Insurance Benefit Agency offers affordable insurance
coverage options for your south Florida condominium
association. Your insurance policy should be reviewed
annually to guarantee that the coverage meets or exceeds
your condominium association's needs, governing
statements, and the owners requirements.
Our condominium association insurance coverages
include Workers Comp, Crime, Property and Liability,
Umbrella, Directors & Officers, Garagekeeper Liability,
and Flood / Wind.
Learn about these important insurance coverages for
your south Florida condo association by clicking on a
link below. Or call us toll free at 1-866-454-9555 to
discuss specific insurance policy features.
Click on the link below to fill out a quote request form
for Florida condominium association insurance that will
provide your business with excellent insurance
protection at an affordable cost. Or you can call us toll
free at 1-866-454-9555 to discuss the policy features in
more detail.
Florida Condominium Association Insurance
Liability Coverage
Protects the condominium association against claims for personal injury or
property damage arising from the common areas, including the limited
common areas. Each property should be inspected by an insurance
professional to determine adequate amounts of coverage. Condominiums
that also have ponds and/or playground areas may require increased
insurance coverage. Liability judgments in excess of the Association's liability
limit can be recovered through a Loss Assessment on the individual owners,
who can generally claim reimbursement under the Loss Assessment
provisions of their individual Owner's policies.
Florida Condominium Association Insurance
Property Coverage
Provides coverage for the physical value (not market value) of all condominium
association buildings, miscellaneous structures and contents.
Florida Condominium Association Insurance
Directors & Officers Coverage
Provides insurance coverage for negligent acts, errors or omissions by the
association's present or former board members or officers. Common examples of
claims include alleged mismanagement of association affairs, failure to maintain
books and records, failure to enforce rules, regulations and restrictions, and
breach of contract. These policies are generally written on a "claims made" basis,
and cover only wrongful acts reported during the policy period, regardless of
when the acts are alleged to have occurred. Directors and Officers insurance
coverage can be an endorsement to the condominium association's master policy,
in which case it has the same limits as the policy's general liability coverage, or it
can be a completely separate policy with a larger or smaller coverage limit.

Flood coverage is underwritten by the Federal Emergency Management
Agency through private companies and covers damage due to rising surface
waters.

Wind storm insurance coverage is required for all condo associations by
Florida law.
Florida Condominium Association Insurance
Umbrella Coverage
Umbrella coverage provides additional liability insurance coverage above all
underlying liability coverage.
"Your local South Florida condominium association insurance agent!"
We offer affordable Florida condo association insurance policies throughout the
following south Florida counties and cities: Miami-Dade County, Broward County,
Palm Beach County, Coral Gables, Kendall, Richmond Heights, Pinecrest, Howard,
Coral Way Village, Westchester, Westwood Lakes, Brownsville, Sweetwater, Key
Biscayne, North Bay Village, Miami Beach, Miami Springs, Virginia Gardens, Hialeah,
El Portal, Miami Shores, Indian Creek, Surfside, Bal Harbour, North Miami, Biscayne
Park, Pinewood Park, Opa Locka, Bunche Park, Hialeah Gardens, Palm Springs North,
Carol City, Miami, Norland, Ojus, Miami Lakes, Biscayne Gardens, Hallandale, Sunny
Isles Beach, Golden Beach, Aventura, Uleta, Miramar, Pembroke Pines, North Miami
Beach, Hallandale Beach, Ives Estates, Pembroke Park, Hollywood, Dania Beach,
Cooper City, Davie, Weston, Plantation, Playland Isles, Melrose Park, Lauderhill,
Sunrise, Tamarac, Fort Lauderdale, Wilton Manors, Oakland Park, Lauderdale Lakes,
Sea Ranch Lakes, Pompano Beach, Margate, Coral Springs, North Lauderdale,
Lighthouse Point, Hillsboro Beach, Coconut Creek, Deerfield Beach, Boca Raton, The
Hamptons, Highland Beach, Boca West, Delray Beach, Boca Pointe, Boynton Beach,
Lantana, Rainbow Lakes, Atlantis, Lake Worth, South Palm Beach, Palm Springs,
Greenacres, Wellington, Haverhill, Palm Beach, Golden Lakes, Riviera Beach, Glen
Ridge, West Palm Beach, Lake Park, Royal Palm Beach, Jupiter, Juno Beach, North
Palm Beach, Loxahatchee, Belle Glade, Palm Beach Shores, South Miami, Cutler Ridge,
Princeton, Perrine, Naranja, Homestead, Florida City, and Leisure City, FL
Request a Quote Here!
Answer a few questions and
we will provide you with a no
obligation quote by phone.
Choose the FL individual or
group insurance coverage
you're interested in from a
menu above.
Copyright 2003-2010 Insurance Benefit Agency, Inc. - All rights reserved
Insurance Benefit Agency, Inc.
Florida Condominium Association Insurance
Miami, Florida
"Your south Florida
Condominium Association
Insurance Agent"
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Property Underwriters of Florida
Insurance Benefit Agency, Inc.
409 W. Hallandale Beach Blvd.
Suite # 215
Hallandale, Florida 33009
(305) 931-5988
(954) 454-9599
Toll Free: (866) 454-9555
Fax: (954) 843-0313
Click on the link below to fill out a quote request form for Florida
condominium association insurance that will provide your organization with
excellent insurance protection at an affordable cost. Or call us toll free at
1-866-454-9555 to discuss the policy features in more detail.
Florida Condominium Association Insurance
Flood / Wind Storm Coverage Information