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The most valuable resource that anyone possesses is
their ability to provide an income. If everything else that you own or care about is insured and this ability is removed there may be no way possible to pay the premiums on other insurance or even to keep that which is insured. Disability insurance will provide you with an income should you become sick or disabled. |
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Even with benefits such as Workers' Compensation and
Social Security, family disability insurance benefits are still important. Financially, a disability can be worse than death, since living expenses continue and may increase due to a need for expensive specialized care. Many people also purchase disability insurance to help ensure a continuous income should they suffer disabilities that are not covered by Social Security. |
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Family disability insurance coverages pay a percentage of
your salary if you become temporarily disabled, meaning that you are not able to work for a short period of time due to sickness or injury (excluding on-the-job injuries, which are covered by workers' compensation insurance). |
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Family or Individual Disability Insurance Coverage
Most disability insurance policies have a fixed monthly
benefit that does not increase with time, although you can purchase extra coverage, or riders, that offer higher payment schedules
Disability types include: Own Occupation - the inability to
perform the duties of your specific occupation or Any Occupation - the inability to perform the duties of any job for which your education and training make you qualified.
You can choose the length of the waiting period on your
disability insurance policy. Waiting periods can range from one week to two years and the longer you wait the less your disability insurance policy will cost.
You also can choose the length of the benefit period, which
is how long you will receive monthly benefits once your disability insurance policy starts paying. |
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Benefit periods of 2 & 5 years!
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Hospitalization Rider pays up to double your benefit per month
(for two months) if an injury or sickness puts you in the hospital!
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Short waiting periods 7, 14, 30, and 90 days!
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Guaranteed renewable to age 65
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24 hour coverage - on or off the job!
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$2,500 Accidental Death Benefit included!
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No restrictions on how the money is used!
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No Benefit reduction at age 65!
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You choose the amount of income (up to 66% of your gross income)
from $400 to $3000 a month when you can't work due to an accident
or illness.
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Click on the link below to fill out a quote form for an individual or family
Florida disability insurance coverage that provides first class insurance coverage at an affordable cost. Or call us toll free at 1-866-454-9555 to discuss the features. |
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We provide affordable Florida disability income insurance services to the
following south Florida counties and cities: Miami-Dade County, Broward County, Palm Beach County, Coral Gables, Kendall, Richmond Heights, Pinecrest, Howard, Coral Way Village, Westchester, Westwood Lakes, Brownsville, Sweetwater, Key Biscayne, North Bay Village, Miami Beach, Miami Springs, Virginia Gardens, Hialeah, El Portal, Miami Shores, Indian Creek, Surfside, Bal Harbour, North Miami, Biscayne Park, Pinewood Park, Opa Locka, Bunche Park, Hialeah Gardens, Palm Springs North, Carol City, Miami, Norland, Ojus, Miami Lakes, Biscayne Gardens, Hallandale, Sunny Isles Beach, Golden Beach, Aventura, Uleta, Miramar, Pembroke Pines, North Miami Beach, Hallandale Beach, Ives Estates, Pembroke Park, Hollywood, Dania Beach, Cooper City, Davie, Weston, Plantation, Playland Isles, Melrose Park, Lauderhill, Sunrise, Tamarac, Fort Lauderdale, Wilton Manors, Oakland Park, Lauderdale Lakes, Sea Ranch Lakes, Pompano Beach, Margate, Coral Springs, North Lauderdale, Lighthouse Point, Hillsboro Beach, Coconut Creek, Deerfield Beach, Boca Raton, The Hamptons, Highland Beach, Boca West, Delray Beach, Boca Pointe, Boynton Beach, Lantana, Rainbow Lakes, Atlantis, Lake Worth, South Palm Beach, Palm Springs, Greenacres, Wellington, Haverhill, Palm Beach, Golden Lakes, Riviera Beach, Glen Ridge, West Palm Beach, Lake Park, Royal Palm Beach, Jupiter, Juno Beach, North Palm Beach, Loxahatchee, Belle Glade, Palm Beach Shores, South Miami, Cutler Ridge, Princeton, Perrine, Naranja, Homestead, Florida City, and Leisure City, FL |
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Copyright 2003-2010 Insurance Benefit Agency, Inc. - All rights reserved
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Insurance Benefit Agency, Inc.
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Florida Family Disability Insurance Specialists
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Florida Disability Insurance
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"Your local Florida disability insurance specialist!"
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Key Benefits:
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Answer a few questions and
we will provide you with a no obligation quote by phone. Choose the FL individual or group insurance coverage you're interested in from a menu above. |
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"Your south Florida
Disability Insurance Agent"
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Request a Quote Here!
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Business Insurance
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Individual Insurance
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Disability Insurance
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Property Underwriters of Florida
Insurance Benefit Agency, Inc.
409 W. Hallandale Beach Blvd.
Suite # 215
Hallandale, Florida 33009
(305) 931-5988
(954) 454-9599
Toll Free: (866) 454-9555
Fax: (954) 843-0313
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